The Affordability
The Affordability Equation: Making Our Dual-Home Dream a Reality
The idea of owning a second home, especially in a place like Lake Garda, felt like a fantasy. But through careful planning and a willingness to adjust, we discovered a path that made it possible. Here's how we made the numbers work for us:
Prioritizing Experiences: Dining out in Munich became a special occasion, replaced by home-cooked meals and picnics by the lake. Weekend getaways took a backseat to exploring the beauty of our surroundings. It wasn't a sacrifice, it was a rediscovery of simpler joys.
Transparency is Key: We created a clear budget that tracked every euro spent. This awareness helped us identify areas to cut back without feeling deprived. It's a work in progress, but every small reduction takes us closer to our ideal financial balance.
The Value of Local Connections: Befriending people in Gargnano led to unexpected savings and priceless experiences. Restaurants like La Fontanelle, right at the park by the beach, feel like extensions of our home. We can enjoy a delicious meal with a stunning view, and the kids can play, creating that instant holiday feeling, all without breaking the bank.
Budget Calculators: A Tool, Not a Guarantee
While budget calculators can be a helpful starting point, every family's situation is unique. The true cost of a dual-home lifestyle goes beyond numbers. There's the time commitment for managing two households, the logistics of packing light, and the emotional adjustments of living biculturally.
In the next Part, we'll delve into these practical aspects, offering tips on packing light, managing two households, and embracing the unexpected joys (and challenges!) of a simpler life. We'll also share more of our favorite family-friendly spots around Gargnano, perfect for those budget-conscious Lake Garda moments.